面試經驗談專區

Job Purpose： 1. To support the profitable growth of the Secured Lending products (Mortgage Loan & Trust Lending) in the Consumer Banking business. 2. To frame the lending policy, Risk Appetite framework; bureau and score use strategies, portfolio analysis in TW. 3. To ensure controls over implementation of policy. Ensure that the adequate infrastructure (scorecards, systems, validations, MIS etc) is in place to manage portfolio properly. 4. To design and execute tests that will enable future growth, strategy optimization, expense savings, or process enhancements. 5. To ensure compliance with Regional/Group Policy and relevant risk related regulations; ensure compliance with local regulation. Key Accountabilities: 1. To roll-out/enhance the credit lending framework including policies, processes, MIS, controls, etc for the Secured Lending business in TW. 2. Monitor and validate credit policies, processes, MIS, controls across program and customer lifecycle. Develop tracking standards and review actual results versus benchmark/target with full analyses of any variances. 3. Working with the Group/Regional Risk teams in evaluating policy change requests and further implement and execute policy strategies. 4. Identify opportunities to enable digitalization and innovation in credit cycle management processes in acquisition, data analytics and portfolio management. 5. Support strategic vision for a new operating model in CBG Credit, focusing on innovation, analytics and future-skilling. Job Duties and Responsibilities: 1. Manage policy / processes for Secured Products (Mortgage Loan & Trusting Lending) 2. Co-work with BU in the preparation & implementation of product programs for Secured Products. 3. Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions 4. Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance 5. Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit systems team, credit operations team and collection team 6. Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems 7. Escalate on timely basis significant risk issues to business management and manager for taking appropriate remedial actions 8. Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps 9. Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up. 10. Provide support to ongoing/pipeline digital lending projects including Ecosystem partnership initiatives.

1. 依照客戶需求推薦信用卡產品。 2. 地點很自由，可選擇跑攤駐點、企業團辦-到公司辦說明會還是掃街陌開。 3. 提供完整的教育訓練，新手沒關係，有團隊協助，上手很快速。 4. 外商福利好，第一年即享14天年假，讓你兼顧工作與生活。 5. 上班時間不固定，排班、輪休 。 你沒有人脈，想做業務? 想要挑戰自己，渴望拜百萬年薪? 那就快快投下履歷，星展歡迎你的加入，

1. 依照客戶需求推薦信用卡產品。 2. 地點很自由，可選擇跑攤駐點、企業團辦-到公司辦說明會還是掃街陌開。 3. 提供完整的教育訓練，新手沒關係，有團隊協助，上手很快速。 4. 外商福利好，第一年即享14天年假，讓你兼顧工作與生活。 5. 上班時間不固定，排班、輪休 。 你沒有人脈，想做業務? 想要挑戰自己，渴望拜百萬年薪? 那就快快投下履歷，星展歡迎你的加入，

Group Human Resources has the important role of attracting, retaining, and nurturing talent to ensure that DBS continues to be a competitive employer in Asia. With a well-established team of HR partners, we support and deliver effective people-based solutions and services across businesses. Our goal is to build a high-performance organisation by empowering and engaging our employees. Because we believe that banking is about people. The role is to provide HR advice to Business & Support Units (BUs/SUs) on all HR issues to achieve business goals. It includes planning, developing & implementing HR strategies within & across units on Reward Management, Talent Acquisition & Development and HR Strategy & Management. Key Accountability: • Engage and proactively partner the Business Unit Heads in understanding their business needs and provide strategic advice and initiatives to achieve the business goals • Provide the strategic interface to senior managers / stakeholders through the provision of high quality guidance and support in developing and progressing people management solutions to achieve business objectives • Drive and support the development and delivery of cultural change plans and interventions • Coach, support, mentor and challenge managers in the application of HR policies and practices, provide advice and guidance on complex HR issues in order to minimize Risk and financial exposure • Work in partnership with specialists Human Resources to ensure coordination in project / policy development and the enhancement of information provision and services to employees • Plan, develop & organize communication sessions for staff on all programs while addressing specific business requirements and employee engagement topics. • Work with Group HR on possible regional initiatives to drive change across the BUs/SUs in Taiwan; ensure that all programs & activities roll out are aligned with group policies & local statutory requirements. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Key Accountabilities: • To enhance consumer banking sales incentive scheme through business strategy and data analysis. (including wealth management, secured loan, credit card and unsecured loan) • To design and execute CBG sales incentive program with business driver and governance approach • To provide support to business partners to help business growth, and front-line sales communication. • To provide the related data source and propose / report to management for business action. • To ensure timely delivery of sales incentive on monthly / quarterly basis. • To analyze and tracking sales performance. • To communicate with regional and cross functional teams. • To support integration project

[Financial Performance Analysis] • Provide monthly financial performance reporting to business partners • Review the business performance against plan/forecast in terms of products and customer segments, and proactively highlight key risk to business / senior management • Develop financial models to provide the insights for business to prepare forecasting / planning, and articulate strategies • Ensure proper accounting policies and financial control are in place • Provide accounting guidance and financial advisory to business to ensure the integrity of reports at all times. • Provide in-depth cost analysis to provide solid commentaries, and proactively manage the monthly cost expenditure to avoid fluctuation • Assist business in expense management on BAU and project / initiatives spent • Support Finance other functions to solve the financial issues related to CBG [Business Forecasting and Budgeting] • Perform and manage full-year forecast in monthly basis, and identify opportunity and risk against budget to ensure the delivery of full-year budget. • Prepare annual budget preparation, review and submission [Ad-hoc / Initiatives] • Assist to evaluate the financial of campaigns and initiatives, and track the results • Assist in assessing returns on investments and strategic plans • Support the business decision process, providing essentials analysis on internal and external benchmarking and performing ‘what if’ scenario” • Assist in providing insights in market & competitors analysis

《 Job Duties & responsibilities 》 1.掌握市場趨勢及競品動態、並透過數據分析等工具洞察客戶需求，協助規劃信用卡產品經營策略並落實，促動客戶辦卡並用卡。 2.獨立與外部廠商/跨組織洽談合作，爭取資源提升績效。 3.協助策劃活動並製作宣傳物等，提升客戶申辦及用卡誘因。

1. Responsible for the Product Profitability. 2. Develop Product Plans for GTS Products that will encompass market analysis, product definition, competitive scan, pricing, costing and revenue strategies, customers’ buying behaviour etc. 3. Develop business plan to promote/market the sale to targeted clients. 4. Develop new products, enhance and repackage existing products and always balancing both the product revenue and risk aspects of the equation at all times. 5. Develop and standardise Policies and Procedures. 6. Work with GTS Sales to obtain competitive information from customers / market with regard to product functionalities, capabilities and features of competitors’ product and services. 7. Identify product gaps & new opportunities and develop new products / programs. 8. Develop Marketing Collaterals & Training Materials 9. Responsible for NPA for all new products & services launched in the country

【About DBS】 星展銀行總部位於新加坡，是亞洲最大的金融集團之一。 2023 年購入台灣花旗消費金融業務後，星展即成為台灣最大外商銀行。目前已蟬聯五年「世界最佳銀行」的獎項，以及「全球最佳數碼銀行獎 」，打破傳統金融銀行的框架，持續發展數位創新，集團文化也鼓勵員工個人發展，提供豐富的資源和福利。 目前我們正在召集一群優秀的 Taiwan Tech Talents，與我們一起成為 Best Bank for a Better World!  【職缺資訊】 • Network/Voice related project delivery and daily operation. • Ensure the Network/Voice infrastructure align with DBS policy and regulatory requirement. • Maintain network performance by performing network monitoring and analysis, and performance tuning, troubleshooting network problems. • Secure network by developing network access, monitoring, control, and evaluation; maintaining documentation. • Develop procedures to automate network operation. • Create and deploy innovation by leveraging new technology. 【您可能會想知道】 - 將有教育訓練以及內部輪調機制，歡迎想踏入金融業的 Young talent - 正職員工到職滿 6 個月後，可申請每周彈性在家工作 2 天，兼顧生活和工作平衡 - 入職即享年假最低 14 天+1 天 Birthday Holiday - 每年有四萬元以上的彈性補助金，可用於家族旅遊或多項生活津貼 - 將有許多與國外夥伴合作的機會，能累積國際溝通和商業英語能力  【面試流程】 - 1-2 場線上面談，每場約 1 小時 (部分主管職位為現場面談)  - 個人專業經歷及職涯發展了解  - 簡短英文自我介紹，敢說敢表達即可

1.依公司流程執行品保工作、並作品質改善 2.檢驗規範制定、測試品保流程及制度可靠度 3.協助公司推動品保及安規執行與管理 4.品管系統流程維護，協助持續改善，並提出執行所遇之問題供日後改進 5.品保資料製作報告 6.主管其它交辦事項 7.異常處理

1.店內事務管理 2.店內行銷規劃 3.業績管理 4.芳療師管理 5.針對預約的顧客進行確認 6.芳香課程的說明與芳療課程操作，讓顧客選擇適合的課程 7.提供芳香的課程、精油按摩舒壓等一般SPA相關工作服務 8.主管交辦事項

學生輔導、班務管理、學生接送、家長聯繫。

學生輔導、班務管理、學生接送、家長聯繫。

主要工作內容：冷卻塔售後服務及保養維修。 1.配合冷卻塔現場施工等相關作業。 2.公司倉庫料件整理等相關作業。 歡迎加入， 也誠摯邀請尋求職涯的朋友， 一同學習冷卻塔相關技術！期待與你攜手成長、共同前進。 福利健全，升遷制度完善，歡迎投遞履歷。

1.執行河道或區域排水日常巡檢，負責除草、清淤與環境整理作業。 2.進行簡易土木修繕，包含裂縫修補、混凝土構造物修補及鋼筋裸露處理。 3.熟練操作砂輪機、電鑽及打石機等常見電動工具執行施工任務。 4.協助工地建材搬運、搭設拆除簡易臨時設施，確保作業流程順暢。 5.依任務需求執行工地清理與維護，維持安全與整潔作業環境。 工作地點以新北市、桃園地區為主 另有駕駛津貼、出勤激勵獎金與年底績效獎金，並視績效調漲隔年日薪（每年調整）

1. 貴賓接待通報與車輛引導。 2. 訪客廠商過濾及登記換證作業。 3. 負責社區門禁、車輛進出引導與管制。 4. 現場緊急事件回報與處置。 5. 巡邏建築物與周遭環境，留意可疑線索，確保客戶安全。 6. 豪宅安全、燈火管制、防火、防竊等巡查與處置。 7. 業主委託事項服務、尋物、指引、諮詢等臨時事項處理。 8. 包裹與掛號之收送。 9. 每日勤務紀錄簿登記。 10. 積極主動，態度端正，具服務熱誠。 11. 熟稔禮賓接待服務，具有豪宅服務經驗/飯店服務經驗佳。 12. 協助社區經理及住戶交辦事項，社區設備操作及影像監控。 13. 上班時間：日班07:00-19:00 夜班19:00-07:00 本公司有完整專業教育訓練、最強之後勤支援系統、堅持的經營理念、暢通之升遷管道、調整薪優之效率、優質之企業文化與社區品質之堅持！ 歡迎有企圖心者加入我們的行列，一起努力！ 工作願景: （一）深入物業組織學習能力、專業教育訓練，有效累積物業管理的專業知識及經驗。 （二）不與同業惡性競爭，培養具有產業差異化且互補的核心專長業務。 （三）研訂長期發展策略，以勞力密集的建築物管理維護業務為基礎，朝資訊化、人文涵養方面多角化發展，拓展高附加價值的商業支援、資產管理及生活服務的業務。 （四）提升業界形象，改善工作條件，以吸引更多優秀人才投入服務、提升企業優質文化與同仁工作尊嚴。 （五）培育專業物業經理人以儲備未來業務發展的需要，與國際品牌競爭。

1.大樓環保設備之清潔及保養，(包含壓縮機、儲存機、廚餘機、一般垃圾桶、回收桶之清潔及保養)。 2.學習簡易的設備故障排除，到大樓現場處理 3.工廠垃圾桶之清洗及整理。 4.大樓設備進場。 5.工廠雜物整理。 6.每周一至仁心路工廠刷洗地板。 7.其它主管交辦之事項 。 條件要求:擅長工具：熟悉手機拍照、上傳群組之功能 具有機車或小客車(小貨車)駕照並能駕駛上路。 願意學習，挑戰自己。 工作地點：高雄市仁武區仁心路312之6號 工作時間：上午08:00-17:00 錄取後 需檢附公立醫院一般勞工體檢表影本及重型機車及汽車駕照影本。 未檢附者不予報到。

1.基本帳務管理 2.協辦主管交辦事項 **建立耐心與落實資料的完整，更重要要有良好的溝通能力**

協助補習班事務。

1.到校接送學生。 2.協助學生完成學校作業。 3.預習複習學校課程進度。 4.分工教室環境清潔。 5.主管交辦事項。